---
title: "The best insurance offices in Torre del Mar"
description: "Four insurance offices ranked. An agent and a broker are two different jobs, and that difference matters more than the score."
url: https://torredelmar.net/en/best-insurance/
author: Sergio Lepone (torredelmar.net)
language: en
---

Rankings

# Best insurance

Four insurance offices in Torre del Mar carry a public rating. It is a small table, and the thing that should decide between them is not the score but what kind of office each one is.

## Agent and broker are not the same job

An _agente_ represents one company and sells that company's policies. A _corredor_ or _correduría_ is an independent broker who compares several companies and is legally obliged to advise you objectively. Both are legitimate and both are in this table. Which you want depends on whether you already know the insurer you trust.

## What matters if you own a flat here

- **The building's policy does not cover your flat.** The community of owners insures the structure and common areas. Everything inside your door is yours to insure.
- **Water damage between flats is the most common claim** in Spanish apartment blocks and the point where the two policies meet. Know which covers what before it happens.
- **If the flat stands empty for months, declare it.** Long unoccupancy affects cover and is better declared than discovered.

## On the car

Third party cover is compulsory for every vehicle in Spain and it is the minimum, not the norm. When comparing, the excess is the number that matters, not the headline premium.

Ranked by the portal score

| # | Business                                                                                          | Score      | Rating    | Address                              | Phone            |
| - | ------------------------------------------------------------------------------------------------- | ---------- | --------- | ------------------------------------ | ---------------- |
| 1 | No. 1[RYA Correduría de Seguros](https://torredelmar.net/en/insurance/rya-correduria-seguros/)    | 61.8 / 100 | 5.0 (1)   | Calle los Prados, 2 (edificio Ronda) | +34 958 20 59 63 |
| 2 | [Allianz Seguros (agente Carlos Ruiz)](https://torredelmar.net/en/insurance/allianz-carlos-ruiz/) | 26.5 / 100 | 5.0 (113) | Calle Carrera de las Angustias, 18   | +34 649 52 58 29 |
| 3 | [Mapfre (avenida de Andalucía)](https://torredelmar.net/en/insurance/mapfre-avenida-andalucia/)   | 18.8 / 100 | 4.8 (24)  | Avenida de Andalucía, 65             | +34 952 54 03 17 |
| 4 | [Mapfre (calle Infantes)](https://torredelmar.net/en/insurance/mapfre-infantes/)                  | 12.1 / 100 | 3.1 (17)  | Calle Infantes, 29                   | +34 952 54 72 09 |

Score out of 100 calculated by this portal from public data: average Google rating adjusted for how many people back it (20), number of reviews on a logarithmic scale (12), the business's own website, whether it loads, is clear and publishes its details (62), and a published telephone number (6). The website and the phone only count when that check has been made across the whole trade, so that the comparison is between equals; otherwise the score comes from rating and reviews alone. Each listing carries the date its data was verified.

**Own a business in Torre del Mar?** Listing it costs €100 + VAT, paid once. Featured spots above the listing start at €150 + VAT a month. [See the rates](https://torredelmar.net/en/advertise/)